500 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 500 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,162 sqft · built 1933
Lot Size	0.54 acres (23,499 sqft)
Owner	Individual Name on Record
Last Sale	$420,100 (Nov 2019)
Tax Bill	$12,488 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00840-0000-00053`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00053`
Alternative APNs	`320084000053` `311`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	2,162 sqft
Upper Floors Area	576 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	23,499 sqft (0.54 acres)
Lot Dimensions	373 ft deep x 63 ft wide
Porch	Open Porch
Deck Area	550 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	311
Street Address	500 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	INCL BLK 471 LOTS 22 & 23
Legal Block	840
Legal Lot Number	53
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 LOCUST POINT RD, RUMSON, NJ 07760-2366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Grant Deed, Transfer · Conventional with PMI BOND STREET MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Oct 14, 1994 · Amount on Record
Deed Document Number	201942
Deed Book / Page	9381 / 9231
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	500 LOCUST POINT RD, RUMSON, NJ 07760-2366
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 LOCUST POINT RD, RUMSON, NJ 07760-2366

Mortgage

Document Number	0096405843
Date	Apr 11, 2023
Book Page	9640/5843
Instrument	2023024735

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	500 LOCUST POINT RD, RUMSON, NJ 07760-2366
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ADDISON ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095011825
Date	Apr 14, 2021
Book Page	9501/1825
Instrument	2021059982

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 26, 2019
Property Address	500 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000112642
Book / Page	009381 / 009231
Instrument Date	Oct 24, 2019
Instrument	112642
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ALLIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 LOCUST POINT RD LOCUST NJ 077602366, LOCUST, NJ 07760-2366

Mortgage

Document Number	112643
Date	Nov 26, 2019
Book Page	009381/009258
Instrument	112643

Lender

Name	BOND STREET MTG
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,700 (+15.38%) Land $674,700 Building $218,000	$892,700 (+15.38%) Land $674,700 Building $218,000
2025	$12,488.00 (+19.88%)	$773,700 (+37.84%) Land $557,700 Building $216,000	$773,700 (+37.84%) Land $557,700 Building $216,000
2024	$10,417.00 (+12.58%)
2023		$561,300 Land $410,500 Building $150,800	$561,300 Land $410,500 Building $150,800
2022	$9,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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