504 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 504 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,600 sqft · built 1935
Lot Size0.739 acres (32,191 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Aug 2022)
Tax Bill$11,080 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00840-0000-00052

Property Details

APN / Parcel Number

Primary APN32-00840-0000-00052
Alternative APNs
  • 320084000052
  • 309

Interior

Stories1 Story
Building Area1,600 sqft Gross Area
1st Floor Area1,600 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area32,191 sqft (0.739 acres)
Lot Dimensions370 ft deep x 87 ft wide

Location & Zoning

Account Number309
Street Address504 LOCUST POINT RD
CityRUMSON
StateNJ
Zip07760-2366
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeR110
Legal Block840
Legal Lot Number52
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1004
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address52 BEAVER DAM RD, COLTS NECK, NJ 07722-1330
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleSep 15, 1983 · Amount on Record
Deed Document Number202289611
Deed Book / Page9613 / 2972
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateAug 31, 2022
Property Address504 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number0096132972
Book / Page9613 / 2972
Instrument DateAug 19, 2022
Instrument2022089611
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyQUALITY TITLE AND ABSTRACT AGENCY, QUALITY TTL & ABSTRACT AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 PAPE DR, 60, ATLANTIC HIGHLANDS, NJ 07716-2549

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 BEAVER DAM RD, COLTS NECK, NJ 07722-1330

Mortgage

Document Number2022089612
DateAug 31, 2022
Instrument2022089612
Lender
NameTD BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$807,600 (+17.64%) Land $716,500 Building $91,100$807,600 (+17.64%) Land $716,500 Building $91,100
2025$11,080.00 (+25.28%)$686,500 (+30.59%) Land $595,400 Building $91,100$686,500 (+30.59%) Land $595,400 Building $91,100
2024$8,844.00 (+3.34%)
2023$525,700 Land $436,300 Building $89,400$525,700 Land $436,300 Building $89,400
2022$8,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1984–2012)
Claims Outside the SFHA9 of 13
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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