475 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 475 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,592 sqft · built 1908
Lot Size	0.116 acres (5,050 sqft)
Owner	Company Name on File
Last Sale	$1,640,000 (Jul 2026)
Tax Bill	$12,644 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00841-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00841-0000-00008`
Alternative APNs	`320084100008` `00400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	860 sqft
Upper Floors Area	540 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,050 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Patio Area	264 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	00400
Street Address	475 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	INCL BLK 841 LOTS 8 & 8-01
Legal Subdivision	MUNICIPALITY/MIDDLETOWN
Legal Block	841
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	800900

Owner

475 Locust Point Rd is owned by a company that bought it in July 2026.

Source: Monmouth County and Middletown Township records, as of August 26, 2026

Owner of Record	Company Name on File
Mailing Address	475 LOCUST POINT RD, RUMSON, NJ 07760-2319
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CHICAGO TITLE W, CHICAGO TITLE
Jan 7, 2021	Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG
Apr 19, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FALK INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	202662836
Deed Book / Page	9805 / 4967
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	0092233978
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 30, 2026
Property Address	475 LOCUST POINT RD, RUMSON, NJ 07760-2319
Document Number	0000062836
Book / Page	9805 / 4967
Instrument Date	Jul 22, 2026
Instrument	202662836
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	475 LOCUST POINT RD, RUMSON, NJ 07760-2319

Mortgage

Document Number	0000062837,
Date	Jul 30, 2026
Instrument	202662837

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 7, 2021
Property Address	475 LOCUST POINT RD, RUMSON, NJ 07760-2319
Document Number	0000003423
Book / Page	009470 / 007784
Instrument Date	Dec 4, 2020
Instrument	3423
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 LOCUST POINT RD LOCUST NJ 077602319, LOCUST, NJ 07760-2319

Mortgage

Document Number	3424
Date	Jan 7, 2021
Book Page	009470/007830
Instrument	3424

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 19, 2017
Property Address	475 LOCUST POINT RD, RUMSON, NJ 07760-2319
Document Number	0000040073
Book / Page	009223 / 003978
Instrument Date	Apr 3, 2017
Instrument	40073
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	475 LOCUST POINT RD RUMSON NJ 077602319, RUMSON, NJ 07760-2319

Mortgage

Document Number	40074
Date	Apr 19, 2017
Book Page	009223/003983
Instrument	40074

Lender

Name	FALK INVESTMENTS LLC
Address	PALMETTO BAY, FL 33157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 18, 2037

Interest

Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 475 Locust Point Rd was $12,644, up 22.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840,800 (+7.33%) Land $628,700 Building $212,100	$840,800 (+7.33%) Land $628,700 Building $212,100
2025	$12,644.00 (+22.18%)	$783,400 Land $582,300 Building $201,100	$783,400 Land $582,300 Building $201,100
2024	$10,349.00
2023		$539,900 Land $399,700 Building $140,200	$539,900 Land $399,700 Building $140,200
2022	$9,059.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 475 Locust Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Locust Point Rd is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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