500 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 500 E Main St, Bradford, PA 16701

Property Summary

Property Type	Apartments (5+ Units)
Details	1,324 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Sep 2018)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-707.-110.00`

Property Details

APN / Parcel Number

Primary APN	`06-707.-110.00`
Alternative APN	`004988`

Interior

Building Area	1,324 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	500 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1835
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OLD CONTROL:0907-0076
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2026
Census Tract	420400

Owner

500 E Main St, a residential property, is owned by an individual who bought it in September 2018.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	750 BOLIVAR DR, BRADFORD, PA 16701-3147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
May 2, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Sep 6, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Deed Document Number	20183431
Deed Book / Page	907 / 76
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	500 E MAIN ST, BRADFORD, PA 16701-1835
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001046/905
Date	Oct 23, 2023
Book Page	1046/905
Instrument	202303683

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	SMETHPORT, PA 16749

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 23, 2033

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	500 E MAIN ST, BRADFORD, PA 16701-1835
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01006/1163
Date	May 2, 2022
Book Page	1006/1163
Instrument	202201500

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 6, 2018
Property Address	500 E MAIN ST, BRADFORD, PA 16701-1835
Document Number	00907/0076
Book / Page	907 / 0076
Instrument Date	Sep 5, 2018
Instrument	201803431
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 BOLIVAR DR, BRADFORD, PA 16701-3147

Tax Assessment & Valuation

The 2026 property tax bill for 500 E Main St was $1,642.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00	$30,070 Land $6,840 Building $23,230
2024	$1,590.00	$30,070 Land $6,840 Building $23,230
1998			$30,070 Land $6,840 Building $23,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, Verizon.

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