McKean County property record for 491 E Main St, Bradford, PA 16701
| Property Type | Commercial |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,224 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 06-707.-210.01 |
| Primary APN | 06-707.-210.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 491 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-1861 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OLD CONTROL:0963-0841 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | BRADFORD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 420400 |
491 E Main St, a commercial property, is owned by an individual.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 E MAIN ST, BRADFORD, PA 16701-1861 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Exchange Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Nov 19, 2020 |
| Property Address | 491 E MAIN ST, BRADFORD, PA 16701-1861 |
| Document Number | 963/841 |
| Book / Page | 963 / 841 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 202003995 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $479.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 660 W WASHINGTON ST, BRADFORD, PA 16701-2646 |
| Document Number | 202003996 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 202003996 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 491 E Main St was $3,224.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bradford City |
| County | McKean County |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,224.00 | $59,050 Land $18,300 Building $40,750 | |
| 2024 | $3,123.00 | $59,050 Land $18,300 Building $40,750 | |
| 1998 | $59,050 Land $18,300 Building $40,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Apr 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: SkyPacket, Verizon.
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