488 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 488 E Main St, Bradford, PA 16701

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,842 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,028 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-707.-107.00`

Property Details

APN / Parcel Number

Primary APN	`06-707.-107.00`
Alternative APN	`004893`

Interior

Building Area	1,842 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	488 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1834
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	OLD CONTROL:1028-1003
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2026
Census Tract	420400

Owner

488 E Main St, a commercial property, is owned by two individuals who acquired it in February 2023.

Source: McKean County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 E MAIN ST, BRADFORD, PA 16701-1834
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 17, 2023	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023
Deed Sale	Feb 17, 2023
Deed Document Number	2023496
Deed Book / Page	1028 / 1003
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	488 E MAIN ST, BRADFORD, PA 16701-1834
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 E MAIN ST, BRADFORD, PA 16701-1834

Mortgage

Document Number	001100/363
Date	Dec 22, 2025
Book Page	1100/363
Instrument	202504218

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Feb 17, 2023
Property Address	488 E MAIN ST, BRADFORD, PA 16701-1834
Document Number	01028/1003
Book / Page	1028 / 1003
Instrument Date	Feb 13, 2023
Instrument	202300496
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$929.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 E MAIN ST, BRADFORD, PA 16701-1834

Mortgage

Document Number	0202300497
Date	Feb 17, 2023
Instrument	202300497

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 488 E Main St was $2,028.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,028.00	$37,140 Land $6,250 Building $30,890
2024	$1,964.00	$37,140 Land $6,250 Building $30,890
1998			$37,140 Land $6,250 Building $30,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 E Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, Verizon.

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