500 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 500 E Franklin St, Spencer, IN 47460

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 960 sqft · built 1985
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on File
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.336-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.336-028`
Alternative APN	`00001034671`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Asphalt
Lot Area	15,725 sqft (0.361 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001034671
Street Address	500 E FRANKLIN ST
City	SPENCER
State	IN
Zip	47460-1826
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SW SW S21 T10 R3. 0.361A
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1046
Census Tract	955800

Owner

500 E Franklin St, a duplex, is owned by an individual who acquired it in December 2013.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	176 E HILLSIDE AVE, SPENCER, IN 47460-1420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 25, 2013
Transfer Doc	197567
Record Updated	Sep 20, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Apr 30, 2020
Property Address	500 E FRANKLIN ST, SPENCER, IN 47460-1826
Document Number	220184
Instrument Date	Apr 27, 2020
Instrument	220184
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E HILLSIDE AVE, SPENCER, IN 47460-1420

Tax Assessment & Valuation

The 2025 property tax bill for 500 E Franklin St was $2,851, up 40.1% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,851.00 (+40.1%)	$141,900 Land $42,000 Building $99,900	$141,900 Land $42,000 Building $99,900
2024	$2,035.00 (-1.64%)
2023	$2,069.00 (-15.41%)	$88,400 Land $7,400 Building $81,000	$88,400 Land $7,400 Building $81,000
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30