Owen County property record for 510 E Franklin St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1950 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.335-028 |
| Primary APN | 60-10-21-300-400.335-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 36,590 sqft (0.84 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001036021 |
|---|---|
| Street Address | 510 E FRANKLIN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW SW S21 T10 R3 .84 A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 955800 |
510 E Franklin St is owned by an individual who acquired it in April 2020.
Source: Owen County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 E HILLSIDE AVE, SPENCER, IN 47460-1420 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Intrafamily Transfer, Transfer |
| Apr 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2020 |
| Transfer Doc | 0000000185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Apr 30, 2020 |
| Property Address | 510 E FRANKLIN ST, SPENCER, IN 47460-1826 |
| Document Number | 220185 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 220185 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 E HILLSIDE AVE, SPENCER, IN 47460-1420 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Apr 4, 2017 |
| Property Address | 510 E FRANKLIN ST, SPENCER, IN 47460-1826 |
| Document Number | 208453 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 208453 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 510 E FRANKLIN ST, SPENCER, IN 47460-1826 |
The 2025 property tax bill for 510 E Franklin St was $2,886, up 6.6% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,886.00 (+6.57%) | $152,800 Land $38,300 Building $114,500 | $152,800 Land $38,300 Building $114,500 |
| 2024 | $2,708.00 (+5.45%) | ||
| 2023 | $2,568.00 (+20.68%) | $128,400 Land $48,900 Building $79,500 | $128,400 Land $48,900 Building $79,500 |
| 2022 | $2,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 E Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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