500 Covered Bridge Dr, Elgin, IL 60124 Property Records

Kane County property record for 500 Covered Bridge Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,599 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Oct 2007)
Tax Bill	$10,067 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-302-001`

Property Details

APN / Parcel Number

Primary APN	`06-21-302-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,599 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	500 COVERED BRIDGE DR
City	ELGIN
State	IL
Zip	60124-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 2 LOT 210
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	210
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	851913

Owner

500 Covered Bridge Dr is owned and occupied by an individual who acquired it in May 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2007 · Amount on File
Deed Sale	Oct 3, 2007 · Amount on File
Deed Document Number	2007101625
Last Transfer Date	May 7, 2019
Transfer Doc	0000019218
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046887
Date	Sep 21, 2022
Instrument	2022K046887

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2052

Interest

Rate	10.4%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013732
Date	Feb 22, 2021
Instrument	2021K013732

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023108
Date	Jun 6, 2019
Instrument	2019K023108

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Document Number	0000057591
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 COVERED BRIDGE DR ELGIN IL 601245613, ELGIN, IL 60124-5613

Mortgage

Document Number	0000057591
Date	Nov 27, 2019
Instrument	57591

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate	4.87%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 14, 2019
Property Address	500 COVERED BRIDGE DR, ELGIN, IL 60124-5613
Document Number	0000019218
Instrument Date	May 7, 2019
Instrument	19218
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 COVERED BRIDGE DR ELGIN IL 601245613, ELGIN, IL 60124-5613

Tax Assessment & Valuation

The 2025 property tax bill for 500 Covered Bridge Dr was $10,067 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,067.00 Homeowner's exemption	$136,555 (+8.57%) Land $30,744 Building $105,811	$409,829 (+8.57%) Land $92,269 Building $317,560
2024		$125,776 Land $28,317 Building $97,459	$377,479 Land $84,985 Building $292,494
2022	$9,351.00 (+3.46%) Homeowner's exemption	$103,610 (+6.96%) Land $23,326 Building $80,284	$310,830 (+6.96%) Land $69,978 Building $240,852
2021	$9,038.00 Homeowner's exemption	$96,868 Land $21,808 Building $75,060	$290,604 Land $65,424 Building $225,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 500 Covered Bridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile.

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