Kane County property record for 550 Covered Bridge Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,266 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,085 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-302-006 |
| Primary APN | 06-21-302-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 3,269 sqft |
| Basement Area | 1,003 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 550 COVERED BRIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODBRIDGE NORTH UNIT 2 LOT 205 |
| Legal Subdivision | WOODBRIDGE NORTH |
| Legal Block | 1 |
| Legal Lot Number | 205 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 851913 |
550 Covered Bridge Dr is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 COVERED BRIDGE DR, ELGIN, IL 60124-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 550 COVERED BRIDGE DR, ELGIN, IL 60124-5613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005203 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017K005203 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 550 COVERED BRIDGE DR, ELGIN, IL 60124-5613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000061691 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 2017K061691 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 550 Covered Bridge Dr was $10,085 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,085.00 Homeowner's exemption | $137,365 (+9.04%) Land $30,744 Building $106,621 | $412,260 (+9.04%) Land $92,269 Building $319,991 |
| 2024 | $125,981 Land $28,317 Building $97,664 | $378,094 Land $84,985 Building $293,109 | |
| 2022 | $9,367.00 (+3.46%) Homeowner's exemption | $103,778 (+6.96%) Land $23,326 Building $80,452 | $311,334 (+6.96%) Land $69,978 Building $241,356 |
| 2021 | $9,054.00 Homeowner's exemption | $97,025 Land $21,808 Building $75,217 | $291,075 Land $65,424 Building $225,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Covered Bridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 550 Covered Bridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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