545 Covered Bridge Dr, Elgin, IL 60124 Property Records

Kane County property record for 545 Covered Bridge Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 1991
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Mar 2003)
Tax Bill	$10,795 (2025)
Deeds & Mortgages	Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-21-303-018`

Property Details

APN / Parcel Number

Primary APN	`06-21-303-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	3,928 sqft
Basement Area	1,316 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	545 COVERED BRIDGE DR
City	ELGIN
State	IL
Zip	60124-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 2 LOT 235
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	235
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 COVERED BRIDGE DR, ELGIN, IL 60124-5611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2003 · Amount on Record
Deed Sale	Mar 19, 2003 · Amount on Record
Deed Document Number	200345030
Last Transfer Date	Dec 28, 2018
Transfer Doc	0000004520
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 4, 2019
Property Address	545 COVERED BRIDGE DR, ELGIN, IL 60124-5611
Document Number	0000004520
Instrument Date	Dec 28, 2018
Instrument	4520
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	545 COVERED BRIDGE DR ELGIN IL 601245611, ELGIN, IL 60124-5611

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,795.00 (+7.67%) Homeowner's exemption	$145,850 (+8.57%) Land $30,744 Building $115,106	$437,725 (+8.57%) Land $92,269 Building $345,456
2024		$134,337 (+21.39%) Land $28,317 Building $106,020	$403,172 (+21.44%) Land $84,985 Building $318,187
2022	$10,026.00 (+3.42%) Homeowner's exemption	$110,662 (+6.96%) Land $23,326 Building $87,336	$331,986 (+6.96%) Land $69,978 Building $262,008
2021	$9,694.00 Homeowner's exemption	$103,461 Land $21,808 Building $81,653	$310,383 Land $65,424 Building $244,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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