500 1st St, Spencer, NC 28159 Property Records

Rowan County property record for 500 1st St, Spencer, NC 28159 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage3,287 sqft Living Area
Lot Size13,800 sqft (0.32 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$98,800 (2018)
Tax Bill$3,150.00 (2025)

Property Details

APN / Parcel Number

Primary APN035 028A
Alternative APN
  • 706956

Interior

Full Baths2 Baths
Building Area3,287 sqft Living Area
1st Floor1,105 sqft 1st Floor
Basement Area1,094 sqft Basement
Finished Basement1,094 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Exterior MaterialBrick Exterior
Lot Area13,800 sqft (0.32 acres)
Depth X Width138 ft x 100 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Porch1 Porch
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address500 1ST ST
CitySPENCER
StateNC
Zip28159-2412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL5 & PT4 & 6 J. E. YOUNCE PROPERTY
Legal SubdivisionTHE J E YOUNCE PROPERTY
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup2
Census Block2002
Census Tract50700

Owner

Source: Rowan County records · APN 035 028A

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address500 1ST ST, SPENCER, NC 28159-2412
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 03, 2019Grant Deed, Foreclosure
ALBERTELLI LAW-TITLE
Oct 26, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Mar 15, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2018 · Amount on Record
Deed SaleOct 26, 2018 · Amount on Record
Prior SaleMar 15, 2017 · Amount on Record
Deed Book / Page1317 / 944
Prior Transfer DateDec 22, 2014
Prior Transfer Doc0012460517
Record RefreshedSep 20, 2026

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateJan 09, 2020
Property Address500 1ST ST, SPENCER, NC 28159-2412
Document Number0013410378
Book / Page1341 / 0378
Map ReferencePG 165
Instrument DateJan 07, 2019
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 1ST ST, SPENCER, NC 28159-2412

Mortgage

Document Number13410379
DateJan 09, 2020
Instrument1341/0379
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

May 2019: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionROWAN NC
Recording DateMay 03, 2019
Property Address500 1ST ST, SPENCER, NC 28159-2412
Document Number0013270104
Book / Page001327 / 000104
Instrument DateNov 07, 2018
Transaction TypeForeclosure
Record UpdatedMay 13, 2019
Title CompanyALBERTELLI LAW-TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROWAN NC
Recording DateOct 26, 2018
Property Address500 1ST ST, SPENCER, NC 28159-2412
Document Number0013170944
Book / Page001317 / 000944
Instrument DateOct 15, 2018
Transaction TypeForeclosure
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$197.60
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address500 1ST ST SPENCER NC 281592412, SPENCER, NC 28159-2412

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 15, 2017
Property Address500 1ST ST, SPENCER, NC 28159-2412
Document Number0012860498
Book / Page1286 / 0498
Map ReferencePG 165
Instrument DateMar 15, 2017
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 CHEROKEE LN, 220, SALISBURY, NC 28147-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 1ST ST, SPENCER, NC 28159-2412

Mortgage

Document Number12860499
DateMar 15, 2017
Instrument1286/0499
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,150.00$278,781 (-) Land $25,375 Building $253,406
2023$3,150.00$278,781 Land $25,375 Building $253,406$278,781 Land $25,375 Building $253,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number