403 1st St, Spencer, NC 28159 Property Records

Rowan County property record for 403 1st St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 700 sqft · built 1959
Lot Size	0.17 acres (7,250 sqft)
Owner	Individual Name on File
Tax Bill	$562 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`035 008`

Property Details

APN / Parcel Number

Primary APN	`035 008`
Alternative APN	`6127981`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1993
Exterior Material	Asbestos
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Deck Area	96 sqft
Storage Building	100 sqft

Location & Zoning

Street Address	403 1ST ST
City	SPENCER
State	NC
Zip	28159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L6 BLK 5 OAKLAND PARK
Legal Block	5
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2010
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 S WHITEHEAD AVE, SPENCER, NC 28159-1539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Intrafamily Transfer, Transfer
Sep 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 12, 2023
Transfer Doc	0014290516
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Sep 12, 2023
Property Address	403 1ST ST, SPENCER, NC 28159
Document Number	0014290516
Book / Page	1429 / 516
Map Reference	PG 72
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 LAKE FORK RD, SALISBURY, NC 28146-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S WHITEHEAD AVE, SPENCER, NC 28159-1539

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 3, 2020
Property Address	403 1ST ST, SPENCER, NC 28159
Document Number	0013550810
Book / Page	001355 / 000810
Instrument Date	Aug 22, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 LAKE FORK RD SALISBURY NC 281461216, SALISBURY, NC 28146-1216

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00	$49,797 (-) Land $19,200 Building $30,597
2023	$562.00 (+31.92%)	$49,797 (+53.3%) Land $19,200 Building $30,597	$49,797 (+53.3%) Land $19,200 Building $30,597
2022	$426.00	$32,484 Land $16,000 Building $16,484	$32,484 Land $16,000 Building $16,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

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