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300 1st St, Spencer, NC 28159 Property Records

Rowan County property record for 300 1st St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,622 sqft · built 1997
Lot Size0.499 acres (21,750 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jan 2022)
Tax Bill$3,101 (2023)
Deeds & MortgagesJan 2022 Sale
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN035 03702

Property Details

APN / Parcel Number

Primary APN035 03702
Alternative APN
  • 6197187

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,622 sqft Living Area
1st Floor Area1,622 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Foundation TypeFooting
Lot Area21,750 sqft (0.499 acres)
Lot Dimensions145 ft deep x 150 ft wide
Garage Area576 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number6197187
Old Parcel Number035 03702
Street Address300 1ST ST
CitySPENCER
StateNC
Zip28159-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT20-22 J. E. YOUNCE PROPERTY
Legal SubdivisionJE YOUNCE
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2002
Census Tract50700

Owner

Source: Rowan County records · APN 035 03702

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Warranty Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Dec 17, 2021Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAPITAL LLC
Aug 14, 2017Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Deed Document Number0001393426
Deed Book / Page1393 / 426
Record UpdatedJun 07, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 20, 2022
Property Address300 1ST ST, SPENCER, NC 28159-2408
Document Number0013930426
Book / Page1393 / 426
Map ReferencePG 165
Instrument DateJan 19, 2022
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address210 N CHURCH ST UNIT 1204, 210, CHARLOTTE, NC 28202-2266

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address300 1ST ST, SPENCER, NC 28159-2408
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 1ST ST, SPENCER, NC 28159-2408

Mortgage

Document Number0013910277
DateDec 17, 2021
Book Page1391/277
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term309 Months
DueSep 01, 2047

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address300 1ST ST, SPENCER, NC 28159-2408
Document Number0012950314
Book / Page001295 / 000314
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 1ST ST SPENCER NC 281592408, SPENCER, NC 28159-2408

Mortgage

Document Number0012950314
DateAug 23, 2017
Book Page001295/000314
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,101.00$274,475 Land $33,250 Building $241,225$274,475 Land $33,250 Building $241,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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