40 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 40 Summer St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,762 sqft · built 1890
Lot Size	0.479 acres (20,870 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,655 (2026)
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0003 L:0025`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0003 L:0025`
Alternative APNs	`M:009=E B:0003 L:0025` `7641015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,762 sqft Living Area
Gross Area	5,274 sqft
1st Floor Area	1,381 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,870 sqft (0.479 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7641015
Street Address	40 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2139
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1000
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SUMMER ST, SAUGUS, MA 01906-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,655.00 (+1.99%)	$830,600 (+4.53%) Land $405,300 Building $414,600	$810,223
2025	$8,486.00 (+3.54%)	$794,600 (+3.25%) Land $370,300 Building $424,300
2024	$8,196.00 (+5.21%)	$769,600 (+11.25%) Land $360,300 Building $409,300
2023	$7,790.00	$691,800 Land $315,300 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20