50 S Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 50 S Main St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1919
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jul 2020)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000178758`

Property Details

APN / Parcel Number

Primary APN	`000178758`
Alternative APN	`TROY M:018 B:0240 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	732 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	50 S MAIN ST
City	TROY
State	NH
Zip	03465-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	240
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4023
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 S MAIN ST, TROY, NH 03465-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Book / Page	3118 / 1213
Transfer Doc	1596000404
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	50 S MAIN ST, TROY, NH 03465-2315
Document Number	0031181215
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S MAIN ST TROY NH 034652315, TROY, NH 03465-2315

Mortgage

Document Number	0031181215
Date	Jul 20, 2020
Book Page	003118/001215
Instrument	5867

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jul 20, 2020
Property Address	50 S MAIN ST, TROY, NH 03465-2315
Document Number	0031181213
Book / Page	003118 / 001213
Instrument Date	Jul 16, 2020
Instrument	5866
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S WOODBOUND RD #1 RINDGE NH 034615115, 1, RINDGE, NH 03461-5115

Mortgage

Document Number	31181215
Date	Jul 20, 2020
Book Page	003118/001215
Instrument	5867

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Mortgage

Document Number	31210570,
Date	Jul 20, 2020
Book Page	003121/000570
Instrument	6469

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2025

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,011.00 (+15.89%)	$186,200 (-) Land $26,800 Building $159,400
2024	$3,461.00 (+5.74%)	$186,200 (+97.87%) Land $26,800 Building $159,400
2018	$3,273.00	$94,100 Land $23,800 Building $70,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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