38 S Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 38 S Main St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,078 sqft · built 1790
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Oct 2008)
Tax Bill	$4,650 (2025)
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0238 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0238 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,940 sqft
1st Floor Area	1,238 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	38 S MAIN ST
City	TROY
State	NH
Zip	03465-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	238
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4023
Census Tract	970800

Owner

Source: Cheshire County and Troy Town assessment roll, APN TROY M:018 B:0238 L:0000, as of April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 S MAIN ST, TROY, NH 03465-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Book / Page	2540 / 598
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll as of April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,650.00 (+33.97%)	$215,900 (+116.33%) Land $20,700 Building $195,200
2018	$3,471.00	$99,800 Land $18,000 Building $81,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), as of September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059708004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NH2361010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY WATER WORKS serves 1,200 people
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.