53 S Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 53 S Main St, Troy, NH 03465

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,772 sqft · built 1789
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jul 2017)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0246 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0246 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	5,700 sqft
1st Floor Area	1,820 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1789
Effective Year Built	Effective 1789
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	53 S MAIN ST
City	TROY
State	NH
Zip	03465-2318
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	VILLAG
Legal Block	246
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4022
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 S MAIN ST, TROY, NH 03465-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Nov 21, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2017	Grant Deed, Transfer · FHA Mortgage MERRIMACK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Book / Page	2994 / 980
Last Transfer Date	Nov 21, 2023
Transfer Doc	003264-173
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	53 S MAIN ST, TROY, NH 03465-2318
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003161-302
Date	Apr 29, 2021
Book Page	3161/302
Instrument	2104630

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	53 S MAIN ST, TROY, NH 03465-2318
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003322-808
Date	Sep 9, 2025
Book Page	3322/808
Instrument	2506861

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 21, 2023
Property Address	53 S MAIN ST, TROY, NH 03465-2318
Document Number	003264-173
Book / Page	3264 / 173
Instrument Date	Nov 21, 2023
Instrument	2308350
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 S MAIN ST, TROY, NH 03465-2318

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 21, 2023
Property Address	53 S MAIN ST, TROY, NH 03465-2318
Document Number	003264-173
Book / Page	3264 / 173
Instrument Date	Nov 21, 2023
Instrument	2308350
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 S MAIN ST, TROY, NH 03465-2318

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jul 31, 2017
Property Address	53 S MAIN ST, TROY, NH 03465-2318
Document Number	0029940980
Book / Page	002994 / 000980
Instrument Date	Jul 31, 2017
Instrument	6225
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 S MAIN ST TROY NH 034652315, TROY, NH 03465-2315

Mortgage

Document Number	29940982
Date	Jul 31, 2017
Book Page	002994/000982
Instrument	6226

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,889.00 (+15.86%)	$273,400 (-) Land $33,300 Building $240,100
2024	$5,083.00 (+4.7%)	$273,400 (+95.85%) Land $33,300 Building $240,100
2018	$4,855.00	$139,600 Land $30,300 Building $109,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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