Rockcastle County property record for 50 Ruby Ln, Mount Vernon, KY 40456 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $184,500 (Feb 2021) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046SW-04-050 |
| Primary APN | 046SW-04-050 |
|---|---|
| Alternative APNs |
|
| Account Number | 765501 |
|---|---|
| Street Address | 50 RUBY LN |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #50 & HOUSE |
| Legal Subdivision | CASTLE RIDGE SUB-DI |
| Legal Lot Number | 50 |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 950202 |
Source: Rockcastle County records · APN 046SW-04-050
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 50 RUBY LN, MOUNT VERNON, KY 40456-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Feb 24, 2021 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 366479 |
| Deed Book / Page | D276 / 434 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 50 RUBY LN, MOUNT VERNON, KY 40456-9038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 50 RUBY LN, MOUNT VERNON, KY 40456-9038 |
| Document Number | 000361/562 |
|---|---|
| Date | Aug 01, 2025 |
| Book Page | 361/562 |
| Instrument | 417178 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Feb 24, 2021 |
| Property Address | 50 RUBY LN, MOUNT VERNON, KY 40456-9038 |
| Document Number | 00D276/434 |
| Book / Page | D276 / 434 |
| Map Reference | MB 4 PG 320 SL 545 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 366479 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 JUPITER DR, MOUNT VERNON, KY 40456-6517 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 50 RUBY LN, MOUNT VERNON, KY 40456-9038 |
| Investor | Possibly a Property Investor |
| Document Number | 0000366480 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 366480 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Municipality | Mount Vernon City |
| Unified School District | Rockcastle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (-1.7%) | $184,500 (-) | $184,500 (-) |
| 2023 | $1,527.00 | $184,500 | $184,500 |
Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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