16 Ruby Ln, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 16 Ruby Ln, Mount Vernon, KY 40456 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.445 acres (19,393 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Feb 2021)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046SW-04-054`

Property Details

APN / Parcel Number

Primary APN	`046SW-04-054`
Alternative APNs	`1559901` `8101`

Exterior

Lot Area	19,393 sqft (0.445 acres)

Location & Zoning

Account Number	8101
Street Address	16 RUBY LN
City	MOUNT VERNON
State	KY
Zip	40456-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 & HOUSE
Legal Subdivision	CASTLE RIDGE SUBDIVISION
Legal Lot Number	54
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3036
Census Tract	950202

Owner

Source: Rockcastle County records · APN 046SW-04-054

Assessment roll updated January 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 RUBY LN, MOUNT VERNON, KY 40456-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2021 · Amount on Record
Deed Sale	Feb 02, 2021 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	2021366347
Deed Book / Page	276 / 241
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	DEED228/675
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Feb 02, 2021
Property Address	16 RUBY LN, MOUNT VERNON, KY 40456-9038
Document Number	000276/241
Book / Page	276 / 241
Map Reference	MB 4 PG 320 SL 545
Instrument Date	Jan 28, 2021
Instrument	366347
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 RUBY LN, MOUNT VERNON, KY 40456-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16 RUBY LN, MOUNT VERNON, KY 40456-9038

Mortgage

Document Number	0000366348
Date	Feb 02, 2021
Instrument	366348

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated January 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Municipality	Mount Vernon City
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (-1.71%)	$155,000 (-)	$155,000 (-)
2023	$1,283.00	$155,000	$155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.