44 Ruby Ln, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 44 Ruby Ln, Mount Vernon, KY 40456 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$40,000 (Aug 2015)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046SW-04-055`

Property Details

APN / Parcel Number

Primary APN	`046SW-04-055`
Alternative APNs	`1197201` `416701`

Location & Zoning

Account Number	416701
Street Address	44 RUBY LN
City	MOUNT VERNON
State	KY
Zip	40456-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #55 & HOUSE
Legal Lot Number	55
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3036
Census Tract	950202

Owner

Source: Rockcastle County records · APN 046SW-04-055

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 RUBY LN, MOUNT VERNON, KY 40456-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Deed Document Number	137784
Deed Book / Page	DEED 253 / 092
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	44 RUBY LN, MOUNT VERNON, KY 40456-9038
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M291/607
Date	Mar 06, 2019
Book Page	M291/607
Instrument	156756

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2039

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Municipality	Mount Vernon City
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+6.94%)	$125,000 (+8.7%)	$125,000 (+8.7%)
2023	$951.00	$115,000	$115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.