50 Ray St, Roanoke, VA 24019 Property Records

Botetourt County property record for 50 Ray St, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,080 sqft · built 1992
Lot Size	0.265 acres (11,539 sqft)
Owner	Individual Name on Record
Last Sale	$234,998 (Apr 2019)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Aug 2020 Refinance Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107E(7)BK3-5`

Property Details

APN / Parcel Number

Primary APN	`107E(7)BK3-5`
Alternative APN	`13928`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,539 sqft (0.265 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	13928
Street Address	50 RAY ST
City	ROANOKE
State	VA
Zip	24019-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BOTETOURT SOUTH 5 IN 3 IN 2
Legal Subdivision	THE ORCHARDS
Jurisdiction	BOTETOURT VA
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1017
Census Tract	40501

Owner

Source: Botetourt County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 RAY ST, ROANOKE, VA 24019-8053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Apr 23, 2019	Warranty Deed, Transfer FIRST CHOICE TITLE & STLMNT
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20191349
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	50 RAY ST, ROANOKE, VA 24019-8053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200003313
Date	Aug 6, 2020
Instrument	200003313

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Apr 23, 2019
Property Address	50 RAY ST, ROANOKE, VA 24019-8053
Document Number	190001349
Instrument Date	Apr 17, 2019
Instrument	190001349
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST CHOICE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RAY ST, ROANOKE, VA 24019-8053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Apr 23, 2019
Property Address	50 RAY ST, ROANOKE, VA 24019-8053
Document Number	190001349
Instrument Date	Apr 17, 2019
Instrument	190001349
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRST CHOICE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RAY ST, ROANOKE, VA 24019-8053

Mortgage

Document Number	190001350
Date	Apr 23, 2019
Instrument	190001350

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,800 (-) Land $55,000 Building $264,800	$319,800 (-) Land $55,000 Building $264,800
2025	$2,239.00 (+0.04%)	$319,800 (+42.77%) Land $55,000 Building $264,800	$319,800 (+42.77%) Land $55,000 Building $264,800
2024	$2,238.00 (+26.51%)
2023		$224,000 (-) Land $35,000 Building $189,000	$224,000 (-) Land $35,000 Building $189,000
2022	$1,769.00	$224,000 Land $35,000 Building $189,000	$224,000 Land $35,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cox Communications, Glo Fiber.

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