15 Ray St, Roanoke, VA 24019 Property Records

Botetourt County property record for 15 Ray St, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,134 sqft · built 1992
Lot Size	0.271 acres (11,831 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2024)
Tax Bill	$2,289 (2024)
Deeds & Mortgages	Sep 2021 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107E(7)BK4-1`

Property Details

APN / Parcel Number

Primary APN	`107E(7)BK4-1`
Alternative APN	`13906`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,134 sqft Finished Area
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,831 sqft (0.271 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13906
Street Address	15 RAY ST
City	ROANOKE
State	VA
Zip	24019-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BOTETOURT SOUTH 1 IN 4 IN 2
Legal Subdivision	ORCHARDS SEC 2
Jurisdiction	BOTETOURT VA
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1016
Census Tract	40501

Owner

Source: Botetourt County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 RAY ST, ROANOKE, VA 24019-8052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 11, 2020	Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	240002719
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	15 RAY ST, ROANOKE, VA 24019-8052
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004927
Date	Sep 16, 2021
Instrument	210004927

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	344 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Feb 11, 2020
Property Address	15 RAY ST, ROANOKE, VA 24019-8052
Document Number	200000570
Instrument Date	Feb 7, 2020
Instrument	200000570
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRST CHOICE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RAY ST, ROANOKE, VA 24019-8052

Mortgage

Document Number	200000571
Date	Feb 11, 2020
Instrument	200000571

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,100 (+51.58%) Land $55,000 Building $272,100	$327,100 (+51.58%) Land $55,000 Building $272,100
2024	$2,289.00 (+34.33%)
2023		$215,800 (-) Land $35,000 Building $180,800	$215,800 (-) Land $35,000 Building $180,800
2022	$1,704.00	$215,800 Land $35,000 Building $180,800	$215,800 Land $35,000 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cox Communications, Glo Fiber.

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