Botetourt County property record for 72 Ray St, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,580 sqft · built 1992 |
| Lot Size | 0.327 acres (14,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,500 (May 2024) |
| Tax Bill | $2,640 (2024) |
| Deeds & Mortgages | Jun 2022 Refinance Nov 2024 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107E(7)BK3-4 |
| Primary APN | 107E(7)BK3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Finished Area |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Entry |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,253 sqft (0.327 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13904 |
|---|---|
| Street Address | 72 RAY ST |
| City | ROANOKE |
| State | VA |
| Zip | 24019-8053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BOTETOURT SOUTH 4 IN 3 IN 2 |
| Legal Subdivision | ORCHARDS SEC 2 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40501 |
Source: Botetourt County records · APN 107E(7)BK3-4
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM FIRST FEDERAL CREDIT UNION |
| Nov 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Mar 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GRO |
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 29, 2005 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Apr 29, 2005 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GRO |
| Aug 15, 2023 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 06, 2015 | Trustee's Deed, Foreclosure · Land Contract HOMETOWN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Aug 15, 2023 · Amount on Record |
| Deed Document Number | 240001407 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220002098 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 220002098 |
| Name | FREEDOM FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0240003383 |
|---|---|
| Date | Nov 22, 2024 |
| Instrument | 240003383 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00600/1607 |
|---|---|
| Date | Mar 20, 2006 |
| Book Page | 600/1607 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Document Number | 0260000913 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 260000913 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 165 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00500/3753 |
|---|---|
| Date | Jun 29, 2005 |
| Book Page | 500/3753 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00500/2323 |
|---|---|
| Date | Apr 29, 2005 |
| Book Page | 500/2323 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Aug 15, 2023 |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Document Number | 0230002327 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 230002327 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Title Company | ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Document Number | 0230002328 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 230002328 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Jan 06, 2015 |
| Property Address | 72 RAY ST, ROANOKE, VA 24019-8053 |
| Document Number | 0001500/55 |
| Book / Page | 1500 / 55 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000150056 |
|---|---|
| Date | Jan 06, 2015 |
| Instrument | 1500/56 |
| Name | HOMETOWN BANK |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Botetourt County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377,200 (+60.17%) Land $55,000 Building $322,200 | $377,200 (+60.17%) Land $55,000 Building $322,200 | |
| 2024 | $2,640.00 (+41.94%) | ||
| 2023 | $235,500 (-) Land $35,000 Building $200,500 | $235,500 (-) Land $35,000 Building $200,500 | |
| 2022 | $1,860.00 | $235,500 Land $35,000 Building $200,500 | $235,500 Land $35,000 Building $200,500 |
Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cox Communications, Shenandoah Telecommunications Company.
Based on FCC filings for 320 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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