Bergen County and Lodi Borough property record for 50 Prospect St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,553 sqft · built 1978 |
| Lot Size | 0.092 acres (4,016 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,001 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00095-0000-00006-01 |
| Primary APN | 31-00095-0000-00006-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,553 sqft Living Area |
| 1st Floor Area | 2,553 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,016 sqft (0.092 acres) |
| Lot Dimensions | 73 ft deep x 55 ft wide |
| Account Number | 190700 |
|---|---|
| Street Address | 50 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55X73 |
| Legal Block | 95 |
| Legal Lot Number | 6.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 50 PROSPECT ST, LODI, NJ 07644-2331 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU |
| Sep 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 1998 |
| Deed Sale | Mar 26, 1998 |
| Deed Document Number | 199842848 |
| Deed Book / Page | 8053 / 777 |
| Last Transfer Date | Sep 13, 2022 |
| Transfer Doc | 0048141465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 50 PROSPECT ST, LODI, NJ 07644-2331 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057490458 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 5749/458 |
| Instrument | 2026017799 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2022 |
| Property Address | 50 PROSPECT ST, LODI, NJ 07644-2331 |
| Document Number | 0048141465 |
| Book / Page | 4814 / 1465 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022093267 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 SPRING ST, 122, LODI, NJ 07644-3125 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 122 SPRING ST, LODI, NJ 07644-3125 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,500 (-) Land $153,000 Building $242,500 | $395,500 (-) Land $153,000 Building $242,500 | |
| 2025 | $14,001.00 (+5.61%) | $395,500 (-) Land $153,000 Building $242,500 | $395,500 (-) Land $153,000 Building $242,500 |
| 2024 | $13,257.00 (+2.7%) | ||
| 2023 | $395,500 Land $153,000 Building $242,500 | $395,500 Land $153,000 Building $242,500 | |
| 2022 | $12,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 97 (1978–2023) |
| Claims Outside the SFHA | 8 of 97 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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