Bergen County and Lodi Borough property record for 34 Prospect St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 1906 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Mar 2020) |
| Tax Bill | $12,571 (2025) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00096-0000-00009 |
| Primary APN | 31-00096-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,684 sqft Living Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Construction Type | Frame |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Account Number | 192800 |
|---|---|
| Street Address | 34 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X104 |
| Legal Block | 96 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30300 |
34 Prospect St is owned and occupied by two individuals who bought it in March 2020.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 PROSPECT ST, LODI, NJ 07644-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | Mar 13, 2020 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 13, 2020 |
| Property Address | 34 PROSPECT ST, LODI, NJ 07644-2310 |
| Document Number | 0035440368 |
| Book / Page | 003544 / 000368 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 20030281 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ALL JERSEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 PROSPECT ST LODI NJ 076442310, LODI, NJ 07644-2310 |
The 2025 property tax bill for 34 Prospect St was $12,571, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,100 (-) Land $162,700 Building $192,400 | $355,100 (-) Land $162,700 Building $192,400 | |
| 2025 | $12,571.00 (+5.62%) | $355,100 Land $162,700 Building $192,400 | $355,100 Land $162,700 Building $192,400 |
| 2024 | $11,902.00 | ||
| 2023 | $355,100 Land $162,700 Building $192,400 | $355,100 Land $162,700 Building $192,400 | |
| 2022 | $11,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Prospect St in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 97 (1978–2023) |
| Claims Outside the SFHA | 8 of 97 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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