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60 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 60 Prospect St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,694 sqft · built 1915
Lot Size0.082 acres (3,550 sqft)
Owner2 Individual Names on Record
Last Sale$84,000 (Jun 1983)
Tax Bill$11,034 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN31-00094-0000-00014

Property Details

APN / Parcel Number

Primary APN31-00094-0000-00014
Alternative APNs
  • 310009400014
  • 190000

Interior

Stories2 Stories
Building Area1,694 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area3,550 sqft (0.082 acres)
Lot Dimensions74 ft deep x 48 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number190000
Street Address60 PROSPECT ST
CityLODI
StateNJ
Zip07644-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description48X74
Legal Block94
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group3
Census Block3010
Census Tract30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address60 PROSPECT ST, LODI, NJ 07644-2332
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK
Sep 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 1983 · Amount on Record
Deed SaleJun 6, 1983 · Amount on Record
Deed Book / Page6757 / 251
Last Transfer DateAug 23, 2017
Transfer Doc0027290168
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address60 PROSPECT ST, LODI, NJ 07644-2332
Document Number0030461154
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 PROSPECT ST LODI NJ 076442332, LODI, NJ 07644-2332

Mortgage

Document Number0030461154
DateSep 10, 2018
Book Page003046/001154
Instrument63867
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateSep 22, 2017
Property Address60 PROSPECT ST, LODI, NJ 07644-2332
Document Number0027290168
Book / Page002729 / 000168
Instrument DateAug 23, 2017
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address60 PROSPECT ST LODI NJ 076442332, LODI, NJ 07644-2332

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,700 (-) Land $149,500 Building $162,200$311,700 (-) Land $149,500 Building $162,200
2025$11,034.00 (+5.61%)$311,700 (-) Land $149,500 Building $162,200$311,700 (-) Land $149,500 Building $162,200
2024$10,448.00 (+2.7%)
2023$311,700 Land $149,500 Building $162,200$311,700 Land $149,500 Building $162,200
2022$10,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims97 (1978–2023)
Claims Outside the SFHA8 of 97
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 12 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims
  • Coastal Storms & Flooding, Apr 1984 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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