50 Pine Needle Ln, Nebo, NC 28761 Property Records

McDowell County property record for 50 Pine Needle Ln, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Nov 2006)
Tax Bill	$616 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1730-00-54-1274`

Property Details

APN / Parcel Number

Primary APN	`1730-00-54-1274`
Alternative APN	`43736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	1,600 sqft
1st Floor Area	1,456 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,029 sqft (2.48 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	43736
Street Address	50 PINE NEEDLE LN
City	NEBO
State	NC
Zip	28761-7779
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 8 PINE NEEDLE S/D 2.48 AC
Legal Subdivision	PINE NEEDLE S/D
Legal Lot Number	8
Jurisdiction	MCDOWELL NC
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1036
Census Tract	970904

Owner

Source: McDowell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 PINE NEEDLE LN, NEBO, NC 28761-7779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO
Jun 7, 2018	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2006 · Amount on Record
Deed Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	20068324
Deed Book / Page	892 / 470
Last Transfer Date	May 22, 2013
Transfer Doc	0000003315
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	50 PINE NEEDLE LN, NEBO, NC 28761-7779
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 PINE NEEDLE LN, NEBO, NC 28761-7779

Mortgage

Document Number	0013840145
Date	Jan 11, 2022
Book Page	1384/145
Instrument	2022000229

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	50 PINE NEEDLE LN, NEBO, NC 28761-7779
Document Number	0012470070
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 PINE NEEDLE LN NEBO NC 287617779, NEBO, NC 28761-7779

Mortgage

Document Number	0012470070
Date	Jun 18, 2018
Book Page	001247/000070
Instrument	2745

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28258-0302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+3.01%)	$90,910 (-) Land $28,500 Building $62,410
2023	$598.00	$90,910 Land $28,500 Building $62,410	$90,910 Land $28,500 Building $62,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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