206 Pine Needle Ln, Nebo, NC 28761 Property Records

McDowell County property record for 206 Pine Needle Ln, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	3.93 acres (171,191 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2021)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1730-00-43-5673`

Property Details

APN / Parcel Number

Primary APN	`1730-00-43-5673`
Alternative APN	`75982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	171,191 sqft (3.93 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75982
Street Address	206 PINE NEEDLE LN
City	NEBO
State	NC
Zip	28761-6913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3.887 AC LOTS 28-29 PINE NEEDLES PB 11 PG 53
Legal Subdivision	PINE NEEDLES SUB
Legal Lot Number	28-29 29
Jurisdiction	MCDOWELL NC
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1036
Census Tract	970904

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 PINE NEEDLE LN, NEBO, NC 28761-6913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	0001373102
Deed Book / Page	1373 / 102
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 14, 2021
Property Address	206 PINE NEEDLE LN, NEBO, NC 28761-6913
Document Number	0013730102
Book / Page	1373 / 102
Map Reference	MB 647 PG 720
Instrument Date	Oct 7, 2021
Instrument	2021006645
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PINE NEEDLE LN, NEBO, NC 28761-6913

Mortgage

Document Number	2021006646
Date	Oct 14, 2021
Instrument	2021006646

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (-1.19%) Veteran's exemption	$277,370 (+14.44%) Land $40,000 Building $237,370
2023	$1,594.00	$242,370 Land $40,000 Building $202,370	$277,370 Land $40,000 Building $237,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Needle Ln

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