154 Pine Needle Ln, Nebo, NC 28761 Property Records

McDowell County property record for 154 Pine Needle Ln, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,680 sqft · built 2005
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jun 2015)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1730-00-34-9284`

Property Details

APN / Parcel Number

Primary APN	`1730-00-34-9284`
Alternative APNs	`60448` `79596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Gross Area	2,480 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	113,256 sqft (2.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79596
Street Address	154 PINE NEEDLE LN
City	NEBO
State	NC
Zip	28761-9309
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.599 AC LT 14 PINE NEEDLES PB10/44
Legal Subdivision	PINE NEEDLE S/D
Legal Lot Number	14
Jurisdiction	MCDOWELL NC
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1036
Census Tract	970904

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 PINE NEEDLE LN, NEBO, NC 28761-9309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2015 · Amount on Record
Deed Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	20152217
Deed Book / Page	1154 / 480
Last Transfer Date	Mar 24, 2023
Transfer Doc	0014320118
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Apr 13, 2023
Property Address	154 PINE NEEDLE LN, NEBO, NC 28761-9309
Document Number	0014320118
Book / Page	1432 / 118
Map Reference	MB 10 PG 44
Instrument Date	Mar 24, 2023
Instrument	2023001649
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PINE NEEDLE LN, NEBO, NC 28761-9309

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	154 PINE NEEDLE LN, NEBO, NC 28761-9309
Document Number	0012160384
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PINE NEEDLE LN NEBO NC 287619309, NEBO, NC 28761-9309

Mortgage

Document Number	0012160384
Date	Jun 23, 2017
Book Page	001216/000384
Instrument	2998

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+3.03%)	$250,550 (-) Land $30,000 Building $220,550
2023	$1,648.00	$250,550 Land $30,000 Building $220,550	$250,550 Land $30,000 Building $220,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Needle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures