50 Lake St, Miramar Beach, FL 32550 Property Records

Walton County property record for 50 Lake St, Miramar Beach, FL 32550

Property Summary

Property Type	Vacant Land
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$1,272,000 (Jun 2025)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42060-00A-0170`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42060-00A-0170`
Alternative APNs	`29-221-42060-00A-0170` `1063053`

Exterior

Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	102 ft deep x 50 ft wide

Location & Zoning

Street Address	50 LAKE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5002
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RP
Legal Description	LOT 17 BLK A FRANGISTA BCH 3RD ADD PB 17-71 OR 2729-1243 OR 2833-2425 OR 3177-1484 OR 3329-4579 OR 3362-103
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	FRANGISTA BCH 3RD ADD
Legal Block	A
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950609

Owner

50 Lake St, vacant land, is owned and occupied by two individuals who bought it in June 2025.

Source: Walton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2025	Warranty Deed, Transfer · Conventional Mortgage VERUS RESIDENTIAL LOANCO LLC
Jul 9, 2024	Warranty Deed, Construction Loan · Construction Mortgage PARK PLACE FINANCE LLC
Jan 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2025 · Amount on File
Deed Sale	Jun 19, 2025 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	202521496
Deed Book / Page	3362 / 103
Prior Transfer Date	Dec 29, 2009
Prior Transfer Doc	0028332425
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 19, 2025
Property Address	50 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0033620103
Book / Page	3362 / 103
Map Reference	MB 17 PG 71
Instrument Date	Jun 16, 2025
Instrument	20250021496
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3481 WALES AVE, COQUITIAM BC V3E-0

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 WALES AVE, CANADA XX

Mortgage

Document Number	0003362105
Date	Jun 19, 2025
Instrument	3362/105

Lender

Name	VERUS RESIDENTIAL LOANCO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 9, 2024
Property Address	50 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0033294579
Book / Page	3329 / 4579
Map Reference	MB 17 PG 71,71A-71C
Instrument Date	Jun 28, 2024
Instrument	20240023976
Transaction Type	Construction Loan
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3471 WALES AVENUE, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 WALES AVENUE, CANADA XX

Mortgage

Document Number	20240023977
Date	Jul 9, 2024
Instrument	20240023977

Lender

Name	PARK PLACE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2025

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 5, 2021
Property Address	50 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0031771484
Book / Page	3177 / 1484
Map Reference	MB 17 PG 71,17A&17C
Instrument Date	Jan 5, 2021
Instrument	20210000358
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,137.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 SW RIDGE MONT RD, BENTONVILLE, AR 72713-7745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 WALES AVENUE, COQUITLAM XX

Tax Assessment & Valuation

The 2025 property tax bill for 50 Lake St was $2,150, up 0.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (+0.7%)	$238,000 Land $238,000	$238,000 Land $238,000
2024	$2,135.00 (+4.97%)
2023	$2,034.00 (+30.38%)	$267,750 (+58.99%) Land $267,750	$267,750 (+58.99%) Land $267,750
2022	$1,560.00	$168,402 Land $168,402	$168,402 Land $168,402

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 50 Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 50 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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