35 Lake St, Miramar Beach, FL 32550 Property Records

Walton County property record for 35 Lake St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,534 sqft · built 2018
Lot Size	0.123 acres (5,358 sqft)
Owner	Company Name on File
Last Sale	$519,000 (Dec 2018)
Tax Bill	$8,646 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00I-0010`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00I-0010`
Alternative APNs	`32-221-42050-00I-0010` `1071873`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	1,438 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	256 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 LAKE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 1 BLK I FRANGISTA BEACH 2ND ADD. PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-3864 OR 2646-3797 OR 2803-1696 OR 2841-2339 OR 3047-2278 OR 3091-4215 OR 3303-1315
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADD
Legal Block	I
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1033
Census Tract	950609

Owner

35 Lake St is owned by a company that acquired it in May 2021.

Source: Walton County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	4625 ALEXANDER DR, 100, ALPHARETTA, GA 30022-3720
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 24, 2021	Warranty Deed, Transfer NOT AVAILABLE, KETCHERSID LAND & TITLE LLC
May 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Jan 1, 2016 · Amount on File
Deed Document Number	201840400
Deed Book / Page	3091 / 4215
Last Transfer Date	May 21, 2021
Transfer Doc	0032040594
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2023
Property Address	35 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0033031315
Book / Page	3303 / 1315
Map Reference	MB 3 PG 41
Instrument Date	Sep 22, 2023
Instrument	20230034910
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 BOCA CIEGA CT, ALPHARETTA, GA 30022-7344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 ALEXANDER DR, ALPHARETTA, GA 30022-3719

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 24, 2021
Property Address	35 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0032040594
Book / Page	3204 / 594
Map Reference	MB 3 PG 41
Instrument Date	May 21, 2021
Instrument	20210031835
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	NOT AVAILABLE, KETCHERSID LAND & TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2021
Property Address	35 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0031993750
Book / Page	3199 / 3750
Map Reference	MB 3 PG 41
Instrument Date	May 21, 2021
Instrument	20210026480
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 5, 2018
Property Address	35 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0030914215
Book / Page	3091 / 4215
Map Reference	MB3 PG41
Instrument Date	Dec 3, 2018
Instrument	2018000040400
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1551, SANTA ROSA BEACH, FL 32459-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BOCA CIEGA CT, ALPHARETTA, GA 30022-7344

Mortgage

Document Number	2018000040401
Date	Dec 5, 2018
Instrument	2018000040401

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 35 Lake St was $8,646, down 13.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,646.00 (-13.18%)	$956,964 Land $400,000 Building $556,964	$956,964 Land $400,000 Building $556,964
2024	$9,959.00 (+28.59%)
2023	$7,745.00 (+3.96%)	$1,090,352 (+4.04%) Land $450,000 Building $640,352	$1,090,352 (+4.04%) Land $450,000 Building $640,352
2022	$7,450.00	$1,048,052 Land $283,050 Building $765,002	$1,048,052 Land $283,050 Building $765,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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