36 Lake St, Miramar Beach, FL 32550 Property Records

Walton County property record for 36 Lake St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 2,990 sqft · built 2021
Lot Size	0.118 acres (5,140 sqft)
Owner	Company Name on File
Last Sale	$188,500 (Jan 2020)
Tax Bill	$11,815 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00J-0080`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00J-0080`
Alternative APNs	`32-221-42050-00J-0080` `1071890`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	2,990 sqft Living Area
Gross Area	3,278 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 LAKE ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 8 BLK J FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2619-2550 OR 2621-4240 OR 2697-4355 OR 2959-95 OR 3124-4467 OR 3131-420
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADDITION
Legal Block	J
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950609

Owner

36 Lake St is owned by a company that bought it in January 2020.

Source: Walton County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	78 W LAMB DR, SANTA ROSA BEACH, FL 32459-3100
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
Jan 24, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Nov 20, 2019	Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	20202606
Deed Book / Page	3131 / 420
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	36 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031521572
Date	Jul 28, 2020
Book Page	3152/1572
Instrument	20200027359

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2025

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2020
Property Address	36 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0031310420
Book / Page	003131 / 000420
Instrument Date	Jan 14, 2020
Instrument	2606
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount on Record
Tax	$1,320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8038 RITTER DR CHARLOTTE NC 282702775, CHARLOTTE, NC 28270-2775

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2019
Property Address	36 LAKE ST, MIRAMAR BEACH, FL 32550-5002
Document Number	0031244467
Book / Page	3124 / 4467
Map Reference	MB 3 PG 41
Instrument Date	Nov 20, 2019
Instrument	20190040822
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NAUTILUS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 15TH ST, 1130, COLUMBUS, GA 31901-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SPANISH MOSS TRL, DESTIN, FL 32541-2605

Mortgage

Document Number	0031244469
Date	Nov 20, 2019
Instrument	3124/4469

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 36 Lake St was $11,815, down 11.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,815.00 (-11.06%)	$1,307,675 Land $400,000 Building $907,675	$1,307,675 Land $400,000 Building $907,675
2024	$13,284.00 (+5.54%)
2023	$12,587.00 (+10.26%)	$1,487,809 (+15.12%) Land $450,000 Building $1,037,809	$1,487,809 (+15.12%) Land $450,000 Building $1,037,809
2022	$11,416.00	$1,292,427 Land $283,050 Building $1,009,377	$1,292,427 Land $283,050 Building $1,009,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 36 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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