50 Elm St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 50 Elm St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Oct 2024)
Deeds & MortgagesSep 2023 Mortgage
Jul 2021 Refinance
Flood ZoneZone X (minimal risk)
APN472889 320.-2-108

Property Details

APN / Parcel Number

Primary APN472889 320.-2-108
Alternative APNs
  • 0500-320.00-02.00-108.000
  • 288932000000021080000000
  • 472800656200
  • 590470

Exterior

Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Account Number590470
Street Address50 ELM ST
CityISLIP
StateNY
Zip11751-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2220226Y188285 T044H00000000
Legal Block0002
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1021
Census Tract147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8940 239TH ST, 2, BELLEROSE, NY 11426-1180
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HOME LOANS INC
Jul 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Deed Book / Page13268 / 241
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address50 ELM ST, ISLIP, NY 11751-2804
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235350571
DateSep 15, 2023
Book Page23535/571
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address50 ELM ST, ISLIP, NY 11751-2804
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232950113
DateJul 1, 2021
Book Page23295/113
InstrumentDM020930
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$21,550 (-) Land $5,500 Building $16,050
2024$303,521 (+2.54%) Land $77,465 Building $226,056
2023$21,550 Land $5,500 Building $16,050$296,016 Land $75,549 Building $220,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims25 (1979–2023)
Claims Outside the SFHA18 of 25
Most Recent ClaimJul 2023 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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