49 Elm St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 49 Elm St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Feb 2018)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN472889 320.-2-87

Property Details

APN / Parcel Number

Primary APN472889 320.-2-87
Alternative APNs
  • 0500-320.00-02.00-087.000
  • 288932000000020870000000
  • 472800655990
  • 563240

Exterior

Lot Area15,246 sqft (0.35 acres)
Lot Dimensions125 ft deep x 125 ft wide

Location & Zoning

Account Number563240
Street Address49 ELM ST
CityISLIP
StateNY
Zip11751-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2220098Y188452 T044H00000000
Legal Block0002
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1018
Census Tract147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 ELM ST, ISLIP, NY 11751-2803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2018 · Amount on Record
Deed SaleFeb 5, 2018 · Amount on Record
Deed Document Number201818-0022440
Deed Book / Page12948 / 980
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address49 ELM ST, ISLIP, NY 11751-2803
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232950305
DateJul 1, 2021
Book Page23295/305
InstrumentDM021073
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$30,800 (-) Land $9,100 Building $21,700
2024$433,803 (+2.54%) Land $128,169 Building $305,634
2023$30,800 Land $9,100 Building $21,700$423,077 Land $125,000 Building $298,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims25 (1979–2023)
Claims Outside the SFHA18 of 25
Most Recent ClaimJul 2023 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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