Suffolk County and Islip Town property record for 38 Elm St, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (Apr 2003) |
| Deeds & Mortgages | Dec 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 320.-2-110.1 |
| Primary APN | 472889 320.-2-110.1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 38 ELM ST |
|---|---|
| City | ISLIP |
| State | NY |
| Zip | 11751-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | T044H00000000 |
| Legal Block | 0002 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 147401 |
38 Elm St is owned and occupied by two individuals who bought it in April 2003.
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ELM ST, ISLIP, NY 11751-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2003 · Amount on File |
| Deed Sale | Apr 8, 2003 · Amount on File |
| Deed Book / Page | 12244 / 806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 ELM ST, ISLIP, NY 11751-2804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235520342 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 23552/342 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2053 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $31,400 Land $5,500 Building $25,900 | |
| 2024 | $442,254 (+2.54%) Land $77,465 Building $364,789 | |
| 2023 | $31,400 Land $5,500 Building $25,900 | $431,318 Land $75,549 Building $355,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Elm St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 25 (1979–2023) |
| Claims Outside the SFHA | 18 of 25 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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