Worcester County and Spencer Town property record for 48 1/2 E Charlton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 876 sqft · built 2023 |
| Lot Size | 6.62 acres (288,690 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,574 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 145310 |
| Primary APN | 145310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 2,414 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 288,690 sqft (6.62 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 145310 |
|---|---|
| Street Address | 48 1/2 E CHARLTON RD |
| City | SPENCER |
| State | MA |
| Zip | 01562-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 53 |
| Legal Lot Number | 10 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 726100 |
48 1/2 E Charlton Rd, a single family home, is owned by an individual.
Source: Worcester County and Spencer Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 E CHARLTON RD, SPENCER, MA 01562-2812 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 48 1/2 E Charlton Rd was $5,574, up 524.2% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,574.00 (+524.19%) | $474,800 (+507.94%) Land $65,600 Building $409,200 |
| 2024 | $893.00 (+98%) | $78,100 (+108.82%) Land $65,600 Building $12,500 |
| 2023 | $451.00 | $37,400 Land $37,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 48 1/2 E Charlton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 1/2 E Charlton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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