50 Charlonate Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 50 Charlonate Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 1984
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jun 2023)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:009 B:016 L:028-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:009 B:016 L:028-000`
Alternative APNs	`016028000000` `677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	218,671 sqft (5.02 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	677
Street Address	50 CHARLONATE DR
City	GRAY
State	ME
Zip	04039-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SCATTERED PINES
Legal Block	16
Legal Lot Number	28-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3002
Census Tract	4702

Owner

50 Charlonate Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 CHARLONATE DR, GRAY, ME 04039-9764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Dec 13, 2017	Warranty Deed, Transfer USAA FEDERAL SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	202318268
Deed Book / Page	40174 / 79
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Jun 9, 2023
Property Address	50 CHARLONATE DR, GRAY, ME 04039-9764
Document Number	0401740079
Book / Page	40174 / 79
Instrument Date	Jun 8, 2023
Instrument	18268
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000018269
Date	Jun 9, 2023
Instrument	18269

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	50 CHARLONATE DR, GRAY, ME 04039-9764
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359600237
Date	Sep 9, 2019
Book Page	35960/237
Instrument	43962

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 13, 2017
Property Address	50 CHARLONATE DR, GRAY, ME 04039-9764
Document Number	0345270063
Book / Page	34527 / 0063
Instrument	000000063075
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063076
Date	Dec 13, 2017
Instrument	000000063076

Lender

Name	USAA FEDERAL SB

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 50 Charlonate Dr was $5,525.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,525.00	$570,800 Land $158,500 Building $412,300
2023	$4,815.00 (+8.81%)	$317,200 (-) Land $74,500 Building $242,700
2022	$4,425.00	$317,200 Land $74,500 Building $242,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 Charlonate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Charlonate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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