33 Charlonate Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 33 Charlonate Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1978
Lot Size	5.04 acres (219,542 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Aug 2009)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Sep 2020 Refinance Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:009 B:016 L:022-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:009 B:016 L:022-000`
Alternative APNs	`016022000000` `671`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	219,542 sqft (5.04 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	671
Street Address	33 CHARLONATE DR
City	GRAY
State	ME
Zip	04039-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SCATTERED PINES
Legal Block	16
Legal Lot Number	22-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3002
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 CHARLONATE DR, GRAY, ME 04039-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY CREDIT UNION
May 3, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2009 · Amount on Record
Deed Sale	Aug 14, 2009 · Amount on Record
Deed Book / Page	27181 / 244
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	33 CHARLONATE DR, GRAY, ME 04039-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372050066
Date	Sep 21, 2020
Book Page	37205/66
Instrument	59405

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	33 CHARLONATE DR, GRAY, ME 04039-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375510300
Date	Dec 10, 2020
Book Page	37551/300
Instrument	81325

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	33 CHARLONATE DR, GRAY, ME 04039-9765
Document Number	0350050009
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CHARLONATE DR GRAY ME 040399765, GRAY, ME 04039-9765

Mortgage

Document Number	0350050009
Date	Jul 20, 2018
Book Page	035005/000009
Instrument	34847

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,961.00 (+7.26%)	$512,500 (+68.2%) Land $158,600 Building $353,900
2023	$4,625.00 (+8.8%)	$304,700 (-) Land $74,600 Building $230,100
2022	$4,251.00	$304,700 Land $74,600 Building $230,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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