Cumberland County and Gray Town property record for 32 Charlonate Dr, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1977 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,192 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:009 B:016 L:031-000 |
| Primary APN | GRAY M:009 B:016 L:031-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Rustic |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 218,236 sqft (5.01 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 680 |
|---|---|
| Street Address | 32 CHARLONATE DR |
| City | GRAY |
| State | ME |
| Zip | 04039-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 16 |
| Legal Lot Number | 31-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 4702 |
32 Charlonate Dr is owned and occupied by an individual.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 CHARLONATE DR, GRAY, ME 04039-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 32 CHARLONATE DR, GRAY, ME 04039-9764 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0399280125 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 39928/125 |
| Instrument | 229 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 32 Charlonate Dr was $5,192.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,192.00 | $536,400 Land $158,400 Building $378,000 |
| 2023 | $4,543.00 (+8.81%) | $299,300 (-) Land $74,500 Building $224,800 |
| 2022 | $4,175.00 | $299,300 Land $74,500 Building $224,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Charlonate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Charlonate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE only, no 5G reported
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