San Mateo County property record for 50 Bernal Ave, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1986 |
| Lot Size | 0.201 acres (8,759 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $770,000 (Jul 1999) |
| Tax Bill | $17,185 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-282-080 |
| Primary APN | 037-282-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 1,130 sqft |
| Family Room | Family Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 8,759 sqft (0.201 acres) |
| Lot Dimensions | 87 ft deep x 100 ft wide |
| View / Lot | Corner |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 50 BERNAL AVE |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | LOTS 5 & 6 BLK 26 RIVIERA OCEAN VILLA TRACT RSM 6/20 |
| Legal Subdivision | RIVIERA OCEAN VILLA TRACT |
| Legal Block | 26 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 613600 |
50 Bernal Ave is owner-occupied and held in a trust since December 2017.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 50 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 1999 · Amount on File |
| Deed Sale | Jul 20, 1999 · Amount on File |
| Deed Document Number | 1999122165 |
| Last Transfer Date | Dec 21, 2017 |
| Transfer Doc | 0000031752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 25, 2018 |
| Property Address | 50 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000031752 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 31752 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 50 BERNAL AVE MOSS BEACH CA 940389789, MOSS BEACH, CA 94038-9789 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 50 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000065300 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 50 BERNAL AVE MOSS BEACH CA 940389789, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000065300 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 65300 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2047 |
The 2025 property tax bill for 50 Bernal Ave was $17,185 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,207,130 (+2%) Land $603,565 Building $603,565 | ||
| 2025 | $17,185.00 Homeowner's exemption | $1,183,462 Land $591,731 Building $591,731 | |
| 2023 | $14,984.00 (-3.43%) Homeowner's exemption | $1,137,508 Land $568,754 Building $568,754 | $1,557,810 |
| 2022 | $15,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Bernal Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Bernal Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
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