San Mateo County property record for 25 Bernal Ave, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,409,500 (Apr 2022) |
| Tax Bill | $27,153 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-278-070 |
| Primary APN | 037-278-070 |
|---|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 25 BERNAL AVE |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 5 & 5A BLK 23 RIVIERA OCEAN VILLA RSM 6/20 |
| Legal Subdivision | RIVIERA OCEAN VILLA |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 613600 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 546, OAKDALE, CA 95361-0546 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2022 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Apr 14, 2022 | Grant Deed, Transfer · Commercial Mortgage ACOSTA LIVING TRUST |
| Dec 2, 2021 | Intrafamily Transfer, Transfer |
| Jan 22, 2021 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 202231920 |
| Prior Transfer Date | Apr 13, 2022 |
| Prior Transfer Doc | 0000031919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 14, 2022 |
| Property Address | 25 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000031919 |
| Map Reference | MB 6 PG 20 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022-031919 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12237 BLUEGUM RD, HICKMAN, CA 95323-9648 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 14, 2022 |
| Property Address | 25 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000031920 |
| Map Reference | MB 6 PG 20 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022-031920 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 546, OAKDALE, CA 95361-0546 |
| Document Number | 0000031921 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022-031921 |
| Name | ACOSTA LIVING TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 2, 2021 |
| Property Address | 25 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000165492 |
| Map Reference | MB 6 PG 20 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021-165492 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12237 BLUEGUM RD, HICKMAN, CA 95323-9648 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 25 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000010815 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 10815 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $737.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12237 BLUEGUM RD HICKMAN CA 953239648, HICKMAN, CA 95323-9648 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,031,681 (+2%) Land $784,762 Building $1,246,919 | ||
| 2025 | $27,153.00 (+6.96%) | $1,991,845 (+4.04%) Land $769,375 Building $1,222,470 | |
| 2024 | $25,386.00 (+2.64%) | ||
| 2023 | $24,734.00 (+72.11%) | $1,914,500 Land $739,500 Building $1,175,000 | $1,546,830 |
| 2022 | $14,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
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