San Mateo County property record for 30 Bernal Ave, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,001 sqft · built 2022 |
| Lot Size | 0.302 acres (13,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Dec 2017) |
| Tax Bill | $17,500 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-279-060 |
| Primary APN | 037-279-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| Gross Area | 3,571 sqft |
| 1st Floor Area | 1,674 sqft |
| 2nd Floor Area | 1,327 sqft |
| Basement Area | 570 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 13,139 sqft (0.302 acres) |
| Lot Dimensions | 87 ft deep x 150 ft wide |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 30 BERNAL AVE |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | LOTS 1 2 3 BLK 27 RIVIERA OCEAN VILLA TRACT |
| Legal Subdivision | RIVIERA OCEAN VILLA TRACT |
| Legal Block | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 613600 |
30 Bernal Ave is owned by two individuals who bought it in December 2017.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 207, MOSS BEACH, CA 94038-0207 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 28, 2017 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on File |
| Deed Sale | Dec 28, 2017 · Amount on File |
| Prior Sale | Apr 22, 2016 · Amount on File |
| Deed Document Number | 2017117038 |
| Prior Transfer Date | Apr 7, 2016 |
| Prior Transfer Doc | 0000037082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 30 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2081 GLASTONBURY RD, THOUSAND OAKS, CA 91361-3546 |
| Document Number | 0000078325 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-078325 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 28, 2017 |
| Property Address | 30 BERNAL AVE, MOSS BEACH, CA 94038-9789 |
| Document Number | 0000117038 |
| Map Reference | MB6 PG20 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017-117038 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | LAWYERS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2081 GLASTONBURY RD, THOUSAND OAKS, CA 91361-3546 |
| Document Number | 0000117039 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017-117039 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.2% |
The 2025 property tax bill for 30 Bernal Ave was $17,500.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,258,266 (+2%) Land $508,483 Building $749,783 | ||
| 2025 | $17,500.00 | $1,233,596 Land $498,514 Building $735,082 | |
| 2023 | $24,192.00 (+129.96%) | $1,911,249 Land $645,249 Building $1,266,000 | $2,084,220 |
| 2022 | $10,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Bernal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Bernal Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
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