Polk County property record for 5 Winterset Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft · built 1987 |
| Lot Size | 0.494 acres (21,523 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Dec 2014) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-687410-000040 |
| Primary APN | 26-29-11-687410-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,761 sqft |
| 1st Floor Area | 2,110 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,523 sqft (0.494 acres) |
| Lot Dimensions | 205 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|
| Street Address | 5 WINTERSET DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE WINTERSET ACRES UNIT #2 PB 56 PG 1 LOT 4 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | LAKE WINTERSET ACRES UNIT #2 |
| Legal Tract | 687410 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on Record |
| Deed Sale | Dec 23, 2014 · Amount on Record |
| Prior Sale | May 5, 2014 · Amount on Record |
| Deed Document Number | 2014216454 |
| Deed Book / Page | 9415 / 635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Document Number | 0000239783 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 11891/1378 |
| Instrument | 2021239783 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,854 (+2.7%) | $290,307 (-2.79%) Land $65,089 Building $225,218 | |
| 2025 | $2,081.00 (-16.79%) Homeowner's exemption | $197,521 (+5.99%) | $298,631 (+0.3%) Land $65,089 Building $233,542 |
| 2023 | $2,501.00 (+3.05%) Homeowner's exemption | $186,363 (+3%) | $297,729 (+4.95%) Land $63,589 Building $234,140 |
| 2022 | $2,427.00 Homeowner's exemption | $180,935 | $283,692 Land $52,502 Building $231,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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