Polk County property record for 10 Winterset Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1972 |
| Lot Size | 0.49 acres (21,357 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Jan 2009) |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-687410-000090 |
| Primary APN | 26-29-11-687410-000090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,357 sqft (0.49 acres) |
| Lot Dimensions | 218 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|
| Street Address | 10 WINTERSET DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE WINTERSET ACRES UNIT #2 PB56 PG1 LOT 9 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | LAKE WINTERSET ACRES UNIT #2 |
| Legal Tract | 687410 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 10, 2021 | Intrafamily Transfer, Transfer |
| Apr 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on Record |
| Deed Sale | Jan 30, 2009 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Document Number | 200915537 |
| Deed Book / Page | 7806 / 499 |
| Last Transfer Date | Feb 8, 2021 |
| Transfer Doc | 0115750563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Document Number | 0000058761 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 11612/1157 |
| Instrument | 2021058761 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 10, 2021 |
| Property Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Document Number | 0000034496 |
| Book / Page | 11575 / 563 |
| Map Reference | MB 56 PG 1 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021034496 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 WINTERSET DR, 10, WINTER HAVEN, FL 33884-3157 |
| Name | Verified Name |
|---|---|
| Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 3, 2019 |
| Property Address | 10 WINTERSET DR, WINTER HAVEN, FL 33884-3157 |
| Document Number | 0107990006 |
| Book / Page | 010799 / 000006 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 67336 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WINTERSET DR WINTER HAVEN FL 338843157, WINTER HAVEN, FL 33884-3157 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,132 (+2.7%) | $246,752 (-4.22%) Land $65,010 Building $181,742 | |
| 2025 | $1,076.00 (-35.02%) Homeowner's exemption Disabled Person's exemption | $126,711 (+5.99%) | $257,632 (+0.5%) Land $65,010 Building $192,622 |
| 2024 | $1,656.00 (+8.09%) | ||
| 2023 | $1,532.00 Homeowner's exemption | $119,553 (+3%) | $256,360 (+6.48%) Land $63,510 Building $192,850 |
| 2022 | $1,532.00 Homeowner's exemption | $116,071 | $240,768 Land $52,436 Building $188,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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