Polk County property record for 3 Winterset Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,152 sqft · built 1973 |
| Lot Size | 0.494 acres (21,523 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,000 (Aug 2016) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-687410-000030 |
| Primary APN | 26-29-11-687410-000030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 2,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,523 sqft (0.494 acres) |
| Lot Dimensions | 205 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 208 sqft |
| Street Address | 3 WINTERSET DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE WINTERSET ACRES UNIT #2 PB 56 PG 1 LOT 3 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | LAKE WINTERSET ACRES UNIT #2 |
| Legal Tract | 687410 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional with PMI RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2016 · Amount on Record |
| Deed Sale | Aug 18, 2016 · Amount on Record |
| Prior Sale | May 9, 2006 · Amount on Record |
| Deed Document Number | 2016150820 |
| Deed Book / Page | 9909 / 1134 |
| Prior Transfer Date | Apr 26, 2006 |
| Prior Transfer Doc | 0000116150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 3 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Document Number | 0111911936 |
| Book / Page | 011191 / 001936 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 69840 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 WINTERSET DR WINTER HAVEN FL 338843156, WINTER HAVEN, FL 33884-3156 |
| Document Number | 111911938 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 011191/001938 |
| Instrument | 69841 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 25, 2017 |
| Property Address | 3 WINTERSET DR, WINTER HAVEN, FL 33884-3156 |
| Document Number | 0102132051 |
| Book / Page | 010213 / 002051 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 141131 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,802.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 880 KATHY RD BARTOW FL 338308642, BARTOW, FL 33830-8642 |
| Document Number | 102132053 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 010213/002053 |
| Instrument | 141133 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,922 (+2.7%) | $302,541 (+2.86%) Land $65,089 Building $237,452 | |
| 2025 | $2,715.00 (-11.16%) Homeowner's exemption | $245,299 (+5.99%) | $294,120 (+0.2%) Land $65,089 Building $229,031 |
| 2023 | $3,056.00 (+2.76%) Homeowner's exemption | $231,443 (+3%) | $293,527 (+1.99%) Land $63,589 Building $229,938 |
| 2022 | $2,974.00 Homeowner's exemption | $224,702 | $287,800 Land $52,502 Building $235,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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