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5 Whispering Ln, Warwick, RI 02886 Property Records

Warwick City property record for 5 Whispering Ln, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1988
Lot Size0.477 acres (20,796 sqft)
OwnerCompany Name on Record
Last Sale$125,500 (Dec 1995)
Tax Bill$6,154 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN23800880000

Property Details

APN / Parcel Number

Primary APN23800880000
Alternative APNs
  • WARW M:238 B:0088 L:0000
  • 121398

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,816 sqft
1st Floor Area1,152 sqft
Basement Area1,056 sqft
Unfinished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,796 sqft (0.477 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number121398
Street Address5 WHISPERING LN
CityWARWICK
StateRI
Zip02886-8581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block88
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1022
Census Tract22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5 WHISPERING LN, WARWICK, RI 02886-8581
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Deed of Trust, Mortgage · Line of Credit
CENTREVILLE BANK
Aug 11, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 1995 · Amount on Record
Deed SaleDec 6, 1995 · Amount on Record
Deed Book / Page2464 / 29
Last Transfer DateJul 31, 2020
Transfer Doc9576-157
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address5 WHISPERING LN, WARWICK, RI 02886-8581
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010728-267
DateAug 1, 2025
Book Page10728/267
Instrument8752
Lender
NameCENTREVILLE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateAug 11, 2020
Property Address5 WHISPERING LN, WARWICK, RI 02886-8581
Document Number9576-157
Book / Page009576 / 000157
Instrument DateJul 31, 2020
Instrument11282
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5 WHISPERING LN WARWICK RI 028868581, WARWICK, RI 02886-8581

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,154.00 (+0.97%)$484,600 (+12.83%) Land $147,700 Building $336,900
2024$518,035
2023$6,095.00 (+1.67%)$429,500 (+34.18%) Land $124,100 Building $305,400
2022$5,995.00$320,100 Land $102,100 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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