4 Whispering Ln, Warwick, RI 02886 Property Records

Warwick City property record for 4 Whispering Ln, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,720 sqft · built 1988
Lot Size0.376 acres (16,380 sqft)
Owner2 Individual Names on Record
Last Sale$342,000 (Dec 2008)
Tax Bill$6,600 (2025)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN23800890000

Property Details

APN / Parcel Number

Primary APN23800890000
Alternative APNs
  • WARW M:238 B:0089 L:0000
  • 100144067

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,720 sqft Living Area
Gross Area3,199 sqft
1st Floor Area940 sqft
Basement Area100 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,380 sqft (0.376 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number100144067
Street Address4 WHISPERING LN
CityWARWICK
StateRI
Zip02886-8580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block89
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1022
Census Tract22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4 WHISPERING LN, WARWICK, RI 02886-8580
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2008 · Amount on Record
Deed SaleDec 1, 2008 · Amount on Record
Prior SaleMay 24, 1990 · Amount on Record
Deed Book / Page6958 / 68
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address4 WHISPERING LN, WARWICK, RI 02886-8580
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009779-63
DateMar 15, 2021
Book Page9779/63
Instrument5343
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address4 WHISPERING LN, WARWICK, RI 02886-8580
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9779-63
DateMar 15, 2021
Book Page9779/63
Instrument5343
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,600.00 (+5.47%)$519,700 (+17.85%) Land $141,000 Building $378,700
2024$598,405
2023$6,258.00 (-1.59%)$441,000 (+29.9%) Land $118,700 Building $322,300
2022$6,359.00$339,500 Land $88,400 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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