16 Whispering Ln, Warwick, RI 02886 Property Records

Warwick City property record for 16 Whispering Ln, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,850 sqft · built 1988
Lot Size0.362 acres (15,790 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jan 2012)
Tax Bill$6,739 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN23800900000

Property Details

APN / Parcel Number

Primary APN23800900000
Alternative APNs
  • WARW M:238 B:0090 L:0000
  • 15233

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,850 sqft Living Area
Gross Area3,635 sqft
1st Floor Area1,070 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,790 sqft (0.362 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number15233
Street Address16 WHISPERING LN
CityWARWICK
StateRI
Zip02886-8580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block90
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1022
Census Tract22201

Owner

Source: Warwick City records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 WHISPERING LN, WARWICK, RI 02886-8580
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU
Jun 16, 2017Quit Claim Deed, Transfer
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2012 · Amount on Record
Deed SaleJan 31, 2012 · Amount on Record
Prior SaleSep 13, 1999 · Amount on Record
Deed Book / Page7631 / 205
Transfer Doc008838-324
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address16 WHISPERING LN, WARWICK, RI 02886-8580
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9709-152
DateDec 29, 2020
Book Page9709/152
Instrument20860
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJun 16, 2017
Property Address16 WHISPERING LN, WARWICK, RI 02886-8580
Document Number8838-324
Book / Page008838 / 000324
Instrument DateJun 12, 2017
Instrument8529
Transaction TypeTransfer
Record UpdatedJul 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WHISPERING LN WARWICK RI 028868580, WARWICK, RI 02886-8580

Mortgage

Document Number8838-326
DateJun 16, 2017
Book Page008838/000326
Instrument8530
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term240 Months
DueJun 15, 2037

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,739.00 (+1.63%)$530,600 (+13.55%) Land $140,200 Building $390,400
2024$595,175
2023$6,631.00 (-3.51%)$467,300 (+27.36%) Land $117,900 Building $349,400
2022$6,872.00$366,900 Land $86,300 Building $280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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