Volusia County property record for 5 Watercliff Ln, Ormond Beach, FL 32174 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,766 sqft Living Area |
| Lot Size | 14,256 sqft (0.327 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,000 (1999) |
| Tax Bill | $3,795.00 (2025) |
| Primary APN | 4206-02-00-0360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,766 sqft Living Area |
| Gross Area | 3,272 sqft Gross Area |
| 1st Floor | 2,766 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,256 sqft (0.327 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Pool Area | 286 sqft Pool |
| Patio Area | 782 sqft Patio |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 5632067 |
|---|---|
| Street Address | 5 WATERCLIFF LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 36 ORMOND LAKES UNIT 1 MB 45 PGS 126-129 INC PER OR 4412 PG 3267 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 06 |
| Legal Subdivision | ORMOND LAKES |
| Legal Tract | 02 |
| Legal Lot Number | 36 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 80101 |
Source: Volusia County records · APN 4206-02-00-0360
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 WATERCLIFF LN, ORMOND BEACH, FL 32174-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 1999 · Amount on Record |
| Deed Sale | Mar 22, 1999 · Amount on Record |
| Deed Book / Page | 4412 / 3267 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 5 WATERCLIFF LN, ORMOND BEACH, FL 32174-3015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 WATERCLIFF LN, ORMOND BEACH, FL 32174-3015 |
| Document Number | 0081031259 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 8103/1259 |
| Instrument | 2021-196476 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 5 WATERCLIFF LN, ORMOND BEACH, FL 32174-3015 |
| Document Number | 0079484240 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 WATERCLIFF LN ORMOND BEACH FL 321743015, ORMOND BEACH, FL 32174-3015 |
| Document Number | 0079484240 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 007948/004240 |
| Instrument | 230317 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 5 WATERCLIFF LN, ORMOND BEACH, FL 32174-3015 |
| Document Number | 0079280550 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 WATERCLIFF LN ORMOND BEACH FL 321743015, ORMOND BEACH, FL 32174-3015 |
| Document Number | 0079280550 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 007928/000550 |
| Instrument | 199479 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2035 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,785 (+2.7%) | $461,667 (+1.91%) Land $84,000 Building $377,667 | |
| 2025 | $3,795.00 (+7.02%) Homeowner's exemption | $274,377 (+5.99%) | $453,002 (-11.25%) Land $84,000 Building $369,002 |
| 2023 | $3,546.00 (+3.2%) Homeowner's exemption | $258,879 (+3%) | $510,427 (+16.71%) Land $96,390 Building $414,037 |
| 2022 | $3,436.00 Homeowner's exemption | $251,339 | $437,338 Land $68,250 Building $369,088 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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